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Personal Monthly Budgeting Spreadsheets: Top 5

Top 5 monthly budgeting spreadsheet comparison to help you track your personal income and spending. These Excel templates range from a low cost simple monthly budget template to more advanced personal budgeting templates that include custom reports and charts to track your income and expenses.

 

Software Title Georges Monthly Budget Spreadsheet v4 Georges Monthly Budget Spreadsheet v7 Georges Monthly Budget Spreadsheet v8 Georges Monthly Budget Spreadsheet v10 Georges Monthly Budget Spreadsheet v12
Top Feature: Simple monthly budget spreadsheet Actual vs Budget Spending Tracker Spreadsheet Home Budget Expense Tracker Chart
Easy monthly budget Excel templates
Price (user license) From 9.95 From $19.95 From $29.95 From 39.95 From $49.95
Template Purpose Monthly Budgeting Monthly Budgeting & Basic Reports Monthly Budgeting & Basic Reports Monthly Budgeting & Custom Reports Monthly Budgeting & Custom Reports
Multiple Registers Red X Mark No registers: Category totals entered directly in final monthly reports Green Check Mark (12 registers, one for each month) Green Check Mark (12 registers, one for each month) Green Check Mark (12 registers, one for each month) Green Check Mark (12 registers, one for each month)
# of rows per register Red X Mark No registers: Category totals entered directly in final monthly reports Green Check Mark 4000 Green Check Mark 4000 Green Check Mark 4000 Green Check Mark 4000
Split Transactions (assign a transaction to multiple categories) Red X Mark Green Check Mark Top Feature Green Check Mark Top Feature Green Check Mark Top Feature Green Check Mark Top Feature
Reconciliation Tools Red X Mark Green Check Mark Green Check Mark Green Check Mark Green Check Mark
Budget Categories Green Check Mark(required) Green Check Mark(required) Green Check Mark(required) Green Check Mark(required) Green Check Mark(required)
Easy Select Category from Drop Down List  Red X Mark Green Check Mark Green Check Mark Green Check Mark Green Check Mark
Create Custom Category List Green Check Mark 20 Income & 120 Expense Categories Green Check Mark 50 Income & 200 Expense Categories Green Check Mark 50 Income & 200 Expense Categories Green Check Mark 50 Income & 200 Expense Categories Green Check Mark 50 Income & 200 Expense Categories
Filter, Search & Subtotal in Registers Red X Mark (no registers) Green Check Mark Green Check Mark Green Check Mark Green Check Mark
Personal Financial Dashboard Red X Mark Green Check Mark Green Check Mark Green Check Mark Green Check Mark
Cumulative Running Totals Excel Line Chart Red X Mark Red X Mark Red X Mark Green Check Mark Green Check Mark
Monthly Income vs Spending Green Check Mark Green Check Mark Green Check Mark Green Check Mark Green Check Mark
Yearly Income vs Spending Reports Red X Mark Green Check Mark Green Check Mark Green Check Mark Green Check Mark
Custom Spending Reports (Pivot Table) Red X Mark Red X Mark Green Check Mark Green Check Mark Green Check Mark
New: Master register of all transactions from all 12 registers combined Red X Mark Red X Mark Green Check Mark Best Feature Green Check Mark Best Feature Green Check Mark Best Feature
New: Custom PivotTable Reports (ex. monthly income & spending reports) Red X Mark Red X Mark Green Check Mark 1 Pivot Table Green Check Mark2 Pivot Tables (Best Feature) Green Check Mark 3 Pivot Tables (Best Feature)
Set Monthly Category Budget Green Check Mark Green Check Mark Green Check Mark Green Check Mark Green Check Mark
Budget vs Actual Comparison Green Check Mark Green Check Mark Green Check Mark Green Check Mark Green Check Mark
Budget vs Actual Charts Green Check Mark Green Check Mark Green Check Mark Green Check Mark Green Check Mark
Manual Import via CSV & Excel Red X Mark Green Check Mark Green Check Mark Green Check Mark Green Check Mark
PC Compatible Green Check MarkRequires Excel 2007 or higher, or Excel for Microsoft 365 (Excel for Office 365) Green Check MarkExcel for Microsoft 365 (Excel for Office 365) or Excel 2021 Green Check MarkExcel for Microsoft 365 (Excel for Office 365) or Excel 2021 Green Check MarkExcel for Microsoft 365 (Excel for Office 365) or Excel 2021 Green Check MarkExcel for Microsoft 365 (Excel for Office 365) or Excel 2021
Mac Compatible Green Check MarkRequires Excel 2019 for Mac, Excel 2021 for Mac, or Excel for Microsoft 365 for Mac (Excel for Office 365 for Mac) Green Check MarkExcel for Microsoft 365 for Mac (Excel for Office 365 for Mac) or Excel 2021 for Mac Green Check MarkExcel for Microsoft 365 for Mac (Excel for Office 365 for Mac) or Excel 2021 for Mac Green Check MarkExcel for Microsoft 365 for Mac (Excel for Office 365 for Mac) or Excel 2021 for Mac Green Check MarkExcel for Microsoft 365 for Mac (Excel for Office 365 for Mac) or Excel 2021 for Mac
Single User License Green Check Mark Green Check Mark Green Check Mark Green Check Mark Green Check Mark
2 Users-Family License Green Check Mark Green Check Mark Green Check Mark Green Check Mark Green Check Mark

 

This month budgeting spreadsheet comparison table can help you choose the best Excel monthly budget template based on the budget spreadsheet features you are looking for and your personal financial budgeting needs. 

With the most basic Excel monthly budget template you can track your monthly income vs your monthly expenses and chart the difference to see if you are taking in more that you are spending. This is very similar to what you would do on a piece of paper by listing your income category totals and spending category totals and then calculating the difference to see if you have any money left over for saving and creating wealth or if you are spending more than you are making and getting in monthly debt.

With the most advanced monthly budget spreadsheet, you can create custom categories, set a monthly budget for each of the categories and then compare the monthly budget your to actual income and spending. You enter your transactions in the registers such as purchases and then Excel automatically totals all of the monthly transactions into reports and charts and financial money dashboard, saving you time that you can now spend on making important financial decisions. This Excel template also includes a master register of all transactions so you can filter and print out transactions that not only apply to a particular month but the entire calendar year. The Excel monthly budget also includes custom pivot table reports so you can design the monthly budget reports in the layout that fits your personal finances. You can can weekly, biweekly, monthly, and yearly income vs spending reports and custom Excel charts to visually see your income and spending.

You can also compare these Excel templates to google sheets monthly budget spreadsheets and various other monthly budget apps many of which require monthly subscriptions. These Excel monthly budget templates do not require a monthly or yearly subscription service and just require a one time payment for the version of Georges Monthly Budget Spreadsheet that fits your needs.  If you decide to purchase another version, then you would need to purchase that separately.