Best Budgeting Apps

The best budgeting apps for managing your personal finances are listed below. The Excel templates include checkbook software with monthly budgeting spreadsheets and just basic monthly budget vs actual spreadsheets. Whether your financial goals are to grow your wealth or cut spending, the budget spreadsheet software can help you track your money in Excel. Using Microsoft Excel templates is one of the best ways to budget your money and gives you alternatives to using mobile budget apps for iPhones and mobile budget apps for Android phones. The top rated budget app reviews on the product pages gives you insights into customer feedback many who are loyal repeat customers.

 

Software Name Georges Budget for Excel v12 Georges Budget for Excel v14 Georges Budget for Excel v15 Georges Budget for Excel v16 Georges Budget for Excel v17
Most Features
Best Features budget spreadsheet Money Management Software in Excel Spreadsheet Best Personal Finance Software Georges Budget for Excel version 16 Georges Budget for Excel v17
Price (per user license) From $19.95 From $29.95 From 39.95 From 49.95 From 59.95
Software Goal Checkbook, Monthly Budgeting & Reports Checkbook, Monthly Budgeting & Advanced Reports Checkbook, Budgeting, Advanced Reports, & Net Worth Charts Checkbook, Budgeting, Advanced Reports, & Net Worth Charts Checkbook, Budgeting, Advanced Reports, & Net Worth Charts
Multiple Registers /  Accounts Green Check Mark (max of 10 accounts) Green Check Mark (max of 10 accounts) Green Check Mark⭐ (max of 12 accounts) Green Check Mark⭐ (max of 12 accounts) Green Check Mark⭐ (max of 12 accounts)
New: Net Worth Wealth Tracker (Charts show each accounts balance over time) Green Check Mark Top Feature Green Check Mark Top Feature Green Check Mark Top Feature
New: Added extra column in registers for financial analysis 7 columns in registers 7 columns in registers 7 columns in registers Green Check Mark⭐ 8 columns in registers Green Check Mark⭐ 8 columns in registers
Split a Transaction into more than one category Green Check Mark Top Feature Green Check Mark Top Feature Green Check Mark Top Feature Green Check Mark Top Feature Green Check Mark Top Feature
New: Master register of all transactions from all 10 or 12 registers / accounts combined Green Check Mark Best Feature Green Check Mark Best Feature Green Check Mark Best Feature Green Check Mark Best Feature
New: Custom PivotTable Reports (ex. monthly income & spending reports)

Green Check Mark Best Feature (1 Pivot Table)

Green Check Mark Best Feature (2 Pivot Tables) Green Check Mark Best Feature (2 Pivot Tables) Green Check Mark Best Feature (2 Pivot Tables)
Set a Different Budget for Each of the 12 Months for a particular Category (Budget set stays same unless change it) (Budget set stays same unless change it) (Budget set stays same unless change it) Green Check Mark Top Feature Green Check Mark Top Feature
Dynamic Chart Dashboard: Inflows vs Outflows (plus cumulative totals) Green Check Mark Top Feature Green Check Mark Top Feature
Tools to Reconcile Your Checking Account Green Check Mark Green Check Mark Green Check Mark (advanced tools) Green Check Mark (advanced tools) Green Check Mark (advanced tools)
Future Dated Transactions Tools Green Check Mark Green Check Mark Green Check Mark
Create Custom Category List Green Check Mark 15 Income & 80 Expense Categories Green Check Mark 50 Income & 200 Expense Categories Green Check Mark 50 Income & 200 Expense Categories Green Check Mark 50 Income & 200 Expense Categories Green Check Mark 50 Income & 200 Expense Categories
Budget Categories Green Check Mark (required) Green Check Mark (required) Green Check Mark (required) Green Check Mark (required) Green Check Mark (required)
Select Category from Drop Down List Green Check Mark Green Check Mark Green Check Mark Green Check Mark Green Check Mark
Filter, Search & Subtotal in Registers Green Check Mark Green Check Mark Green Check Mark Green Check Mark Green Check Mark
Dashboard Summary Green Check Mark Green Check Mark Green Check Mark Green Check Mark Green Check Mark
Set Account Balance Savings Goals Green Check Mark Green Check Mark Green Check Mark Green Check Mark Green Check Mark
Create a Monthly Budget Green Check Mark Green Check Mark Green Check Mark Green Check Mark Green Check Mark
Yearly & Monthly Budget vs Actual Reports Green Check Mark Green Check Mark Green Check Mark Green Check Mark Green Check Mark
Year to End of Month Budget vs Actual Reports Green Check Mark
Cumulative Budget vs Actual Dashboard Green Check Mark
Yearly & Monthly Budget vs Actual Graphs Green Check Mark Green Check Mark Green Check Mark Green Check Mark Green Check Mark
Income & Spending Reports Green Check Mark Monthly & Yearly Spending Reports Green Check MarkMonthly, Yearly, Weekly, Biweekly & Custom Spending Reports Green Check MarkMonthly, Yearly, Weekly, Biweekly & Custom Spending Reports Green Check MarkMonthly, Yearly, Weekly, Biweekly & Custom Spending Reports Green Check MarkMonthly, Yearly, Weekly, Biweekly & Custom Spending Reports
Year of Year (YoY) Reports / Charts plus Cumulative Data Green Check MarkThis Year vs Last Year Income, Expense, & Category Reports (monthly & yearly comparisons)
Manual Import via CSV & Excel Green Check Mark Green Check Mark Green Check Mark Green Check Mark Green Check Mark
Rows per Register 4000 4000 4000 4000 4000
PC Compatible Green Check Mark Requires Excel 2010 or higher, or Excel for Microsoft 365 Green Check Mark Excel for Microsoft 365 or Excel 2021 Green Check MarkExcel for Microsoft 365 or Excel 2021 Green Check MarkExcel for Microsoft 365 or Excel 2021 Green Check MarkExcel for Microsoft 365 or Excel 2021
Mac Compatible Green Check Mark Requires Excel 2019 for Mac, Excel 2021 for Mac, or Excel for Microsoft 365 for Mac Green Check Mark Excel for Microsoft 365 for Mac or Excel 2021 for Mac Green Check MarkExcel for Microsoft 365 for Mac or Excel 2021 for Mac Green Check MarkExcel for Microsoft 365 for Mac or Excel 2021 for Mac Green Check MarkExcel for Microsoft 365 for Mac or Excel 2021 for Mac
Single User License Green Check Mark Green Check Mark Green Check Mark Green Check Mark Green Check Mark
2 Users-Family License Green Check Mark Green Check Mark Green Check Mark Green Check Mark Green Check Mark

 

 

Budgeting your money should not be difficult and time consuming and these monthly budget spreadsheets are both easy and time saving because they use the Excel to complete many of the calculations that you would normally have to do manually such as calculating your checkbook running balance. Microsoft Excel also uses the power of Pivot Tables to quickly run monthly spending reports so you know how and where your money is being spent.

With Georges Budget for Excel, you simply enter your transactions in the checkbook registers and credit card registers, set a monthly budget for your budget categories and the personal finance software will automatically create amazing monthly budget vs actual reports and custom reports where you can change the budget report layouts to best suit your personal finances.

The custom reports that you create make budgeting fun because you can adjust the reports to meet your financial needs whether its reports for particular time periods and category and sub category expense reports. Another new feature that helps make the Excel templates one of the best budgeting apps is the net worth wealth tracker so you can track your account balance in Excel charts and easily see in graphs how your wealth is growing and whether or not your are meeting your financial goals and financial plans related to the amount of cash you have, investments balances, retirement values and other assets such as your home value. The net worth tracker can also track in charts your debts and liabilities such as your balances in credit card debts, car loan balances, and home mortgage debt so you can see your balances owed over time and see if you are meeting your goals in paying down your debt and becoming debt free.

The checkbook registers are great for knowing what your bank balance is so you know how much cash you have on hand to pay your monthly bills and so you do not overdraft. The credit card registers are great for tracking your credit card purchased and credit card payments and knowing how much is your credit card debt (balance owed).

If you purchase one of the monthly budget spreadsheets, the Excel template software is delivered to you via digital download so you can start to set up your monthly budget right away and not only track your spending but your income growth. The Excel templates are one time purchases unless you decide to buy a new version. So you do not have to pay a monthly subscription making the budget spreadsheet apps a great deal and cost effective. Compare as a cheaper alternative to the monthly subscription based budget apps or to the free budget app that are online where you may have issues related to the privacy and security of your financial records and information.

Please note with regards to the system requirements, that Excel for Microsoft 365 was formally called Excel for Office 365, and Excel for Microsoft 365 for Mac was formally called Excel for Office 365 for Mac.