Best Budgeting Apps
The best budgeting apps for managing your personal finances are listed below. The Excel templates include checkbook software with monthly budgeting spreadsheets and just basic monthly budget vs actual spreadsheets. Whether your financial goals are to grow your wealth or cut spending, the budget spreadsheet software can help you track your money in Excel. Using Microsoft Excel templates is one of the best ways to budget your money and gives you alternatives to using mobile budget apps for iPhones and mobile budget apps for Android phones. The top rated budget app reviews on the product pages gives you insights into customer feedback many who are loyal repeat customers.
|Software Name||Georges Budget for Excel v12||Georges Budget for Excel v14||Georges Budget for Excel v15||Georges Budget for Excel v16||
Georges Budget for Excel v17
|Price (per user license)||From $19.95||From $29.95||From 39.95||From 49.95||From 59.95|
|Software Goal||Checkbook, Monthly Budgeting & Reports||Checkbook, Monthly Budgeting & Advanced Reports||Checkbook, Budgeting, Advanced Reports, & Net Worth Charts||Checkbook, Budgeting, Advanced Reports, & Net Worth Charts||Checkbook, Budgeting, Advanced Reports, & Net Worth Charts|
|Multiple Registers / Accounts||(max of 10 accounts)||(max of 10 accounts)||⭐ (max of 12 accounts)||⭐ (max of 12 accounts)||⭐ (max of 12 accounts)|
|New: Net Worth Wealth Tracker (Charts show each accounts balance over time)||⭐ Top Feature||⭐ Top Feature||⭐ Top Feature|
|New: Added extra column in registers for financial analysis||7 columns in registers||7 columns in registers||7 columns in registers||⭐ 8 columns in registers||⭐ 8 columns in registers|
|Split a Transaction into more than one category||⭐ Top Feature||⭐ Top Feature||⭐ Top Feature||⭐ Top Feature||⭐ Top Feature|
|New: Master register of all transactions from all 10 or 12 registers / accounts combined||⭐ Best Feature||⭐ Best Feature||⭐ Best Feature||⭐ Best Feature|
|New: Custom PivotTable Reports (ex. monthly income & spending reports)||
⭐ Best Feature (1 Pivot Table)
|⭐ Best Feature (2 Pivot Tables)||⭐ Best Feature (2 Pivot Tables)||⭐ Best Feature (2 Pivot Tables)|
|Set a Different Budget for Each of the 12 Months for a particular Category||(Budget set stays same unless change it)||(Budget set stays same unless change it)||(Budget set stays same unless change it)||⭐ Top Feature||⭐ Top Feature|
|Dynamic Chart Dashboard: Inflows vs Outflows (plus cumulative totals)||⭐ Top Feature||⭐ Top Feature|
|Tools to Reconcile Your Checking Account||(advanced tools)||(advanced tools)||(advanced tools)|
|Future Dated Transactions Tools|
|Create Custom Category List||15 Income & 80 Expense Categories||50 Income & 200 Expense Categories||50 Income & 200 Expense Categories||50 Income & 200 Expense Categories||50 Income & 200 Expense Categories|
|Select Category from Drop Down List|
|Filter, Search & Subtotal in Registers|
|Set Account Balance Savings Goals|
|Create a Monthly Budget|
|Yearly & Monthly Budget vs Actual Reports|
|Year to End of Month Budget vs Actual Reports|
|Cumulative Budget vs Actual Dashboard||⭐ Best Feature|
|Yearly & Monthly Budget vs Actual Graphs|
|Income & Spending Reports||Monthly & Yearly Spending Reports||Monthly, Yearly, Weekly, Biweekly & Custom Spending Reports||Monthly, Yearly, Weekly, Biweekly & Custom Spending Reports||Monthly, Yearly, Weekly, Biweekly & Custom Spending Reports||Monthly, Yearly, Weekly, Biweekly & Custom Spending Reports|
|Year of Year (YoY) Reports / Charts plus Cumulative Data||
⭐ Best Feature:
(This Year vs Last Year Income, Expense, & Category Reports - monthly & yearly comparisons)
|Manual Import via CSV & Excel|
|Rows per Register||4000||4000||4000||4000||4000|
|PC Compatible||Requires Excel 2010 or higher, or Excel for Microsoft 365||Excel for Microsoft 365 or Excel 2021||Excel for Microsoft 365 or Excel 2021||Excel for Microsoft 365 or Excel 2021||Excel for Microsoft 365 or Excel 2021|
|Mac Compatible||Requires Excel 2019 for Mac, Excel 2021 for Mac, or Excel for Microsoft 365 for Mac||Excel for Microsoft 365 for Mac or Excel 2021 for Mac||Excel for Microsoft 365 for Mac or Excel 2021 for Mac||Excel for Microsoft 365 for Mac or Excel 2021 for Mac||Excel for Microsoft 365 for Mac or Excel 2021 for Mac|
|Single User License|
|2 Users-Family License|
Budgeting your money should not be difficult and time consuming and these monthly budget spreadsheets are both easy and time saving because they use the Excel to complete many of the calculations that you would normally have to do manually such as calculating your checkbook running balance. Microsoft Excel also uses the power of Pivot Tables to quickly run monthly spending reports so you know how and where your money is being spent.
With Georges Budget for Excel, you simply enter your transactions in the checkbook registers and credit card registers, set a monthly budget for your budget categories and the personal finance software will automatically create amazing monthly budget vs actual reports and custom reports where you can change the budget report layouts to best suit your personal finances.
The custom reports that you create make budgeting fun because you can adjust the reports to meet your financial needs whether its reports for particular time periods and category and sub category expense reports. Another new feature that helps make the Excel templates one of the best budgeting apps is the net worth wealth tracker so you can track your account balance in Excel charts and easily see in graphs how your wealth is growing and whether or not your are meeting your financial goals and financial plans related to the amount of cash you have, investments balances, retirement values and other assets such as your home value. The net worth tracker can also track in charts your debts and liabilities such as your balances in credit card debts, car loan balances, and home mortgage debt so you can see your balances owed over time and see if you are meeting your goals in paying down your debt and becoming debt free.
The checkbook registers are great for knowing what your bank balance is so you know how much cash you have on hand to pay your monthly bills and so you do not overdraft. The credit card registers are great for tracking your credit card purchased and credit card payments and knowing how much is your credit card debt (balance owed).
If you purchase one of the monthly budget spreadsheets, the Excel template software is delivered to you via digital download so you can start to set up your monthly budget right away and not only track your spending but your income growth. The Excel templates are one time purchases unless you decide to buy a new version. So you do not have to pay a monthly subscription making the budget spreadsheet apps a great deal and cost effective. Compare as a cheaper alternative to the monthly subscription based budget apps or to the free budget app that are online where you may have issues related to the privacy and security of your financial records and information.
Please note with regards to the system requirements, that Excel for Microsoft 365 was formally called Excel for Office 365, and Excel for Microsoft 365 for Mac was formally called Excel for Office 365 for Mac.