Compare Checkbook Register Templates vs Budget Software

Compare Excel templates to see which personal finance software is best for managing your money. Whether you are looking for simple checkbook software that can replace your paper checkbook register or a budget software program that can function both as checkbook register and budget software, here are five Excel spreadsheets for keeping track of your personal finances with simple money management software and great new software features.

 

Software Title Georges Excel Checkbook Register v5
Most Popular
Georges Excel Checkbook Register v7 Georges Budget for Excel v12
Georges Budget for Excel v14
Features
Georges Excel Checkbook Register v5
Georges Excel Checkbook Register v7
budget spreadsheet
Money Management Software in Excel Spreadsheet
Price (user license) From $14.95 From $24.95 From $19.95 From $29.95
Software Purpose Checkbook Only Checkbook with Reports Checkbook, Budget & Reports Checkbook, Budgeting, Advanced Reports
Multiple Accounts / Registers Green Check Mark (max of 10 accounts) Green Check Mark (max of 10 accounts) Green Check Mark (max of 10 accounts) Green Check Mark (max of 10 accounts)
# of rows per register Green Check Mark 4000 Green Check Mark 4000 Green Check Mark 4000 Green Check Mark 4000
Bank Account Reconciliation Green Check Mark Green Check Mark Green Check Mark Green Check Mark
Split Transactions (assign a transaction to multiple categories) Green Check Mark⭐ Top Feature Green Check Mark⭐ Top Feature
Master register of all transactions from all 10 accounts / registers combined Green Check Mark⭐ Best Feature Green Check Mark⭐ Best Feature
Customizable PivotTable Reports (ex. monthly income & spending reports) Green Check Mark⭐ Best Feature Green Check Mark⭐ Best Feature
Categories Green Check Mark (optional) Green Check Mark (required) Green Check Mark (required) Green Check Mark (required)
Create Custom Category List Green Check Mark 50 Income & 200 Expense Categories Green Check Mark 15 Income & 80 Expense Categories Green Check Mark 50 Income & 200 Expense Categories
Easy Select Category from Drop Down List Green Check Mark Green Check Mark Green Check Mark
Filter, Search & Subtotal in Registers Green Check Mark Green Check Mark Green Check Mark Green Check Mark
Accounts Summary Green Check Mark Green Check Mark Green Check Mark Green Check Mark
Set Account Balance Savings Goals Green Check Mark Green Check Mark
Create Monthly Budget Green Check Mark Green Check Mark
Budget vs Actual Reports Green Check Mark Green Check Mark
Budget vs Actual Charts Green Check Mark Green Check Mark
Manual Import via CSV & Excel Green Check Mark Green Check Mark Green Check Mark Green Check Mark
PC Compatible Green Check Mark Requires Excel 2010 or higher, or Excel for Microsoft 365 Green Check Mark Excel for Microsoft 365 or Excel 2021 or higher Green Check Mark Requires Excel 2010 or higher, or Excel for Microsoft 365 Green Check Mark Excel for Microsoft 365 or Excel 2021 or higher
Mac Compatible Green Check Mark Requires Excel 2019 for Mac or higher, or Excel for Microsoft 365 for Mac Green Check Mark Excel for Microsoft 365 for Mac or Excel 2021 for Mac or higer Green Check Mark Requires Excel 2019 for Mac or higher, or Excel for Microsoft 365 for Mac Green Check Mark Excel for Microsoft 365 for Mac or Excel 2021 for Mac or higher
Single User License Green Check Mark Green Check Mark Green Check Mark Green Check Mark
2 Users-Family License Green Check Mark Green Check Mark Green Check Mark Green Check Mark

 

Video: Excel Checkbook Register Software

 

The least expensive version of the Excel checkbook register software is Georges Excel Checkbook Register v4 and it is the most basic checkbook tool available without the budgeting. Georges Excel Checkbook Register v4 has max of 7 accounts and is a good starter Excel checkbook spreadsheet for those coming from a paper checkbook register. See our most advanced budgeting software, where we compare budgeting spreadsheets including Georges Budget for Excel v16 that has additional new features based on customer requests and more account registers.

These checkbook register templates and budget spreadsheets do not require a subscription service to purchase them, so you will not be paying a monthly subscription fee or a yearly subscription fee. There is a one-time charge for the particular software title version you are buying. If you choose to buy a new version of the software title, the new version must be purchased separately. These best sellers have great reviews from customers who have used the top rated personal finance software.

While there are a lot of free Excel templates and free budget spreadsheets that can be downloaded online, consider either of these Excel templates: Georges Excel Checkbook Register and Georges Budget for Excel when searching for the best checkbook register templates or best budget software.

Whether you are comparing personal budget software or comparing checkbook template software, there are a variety of Excel templates such as checkbook for Mac computers, checkbook for PC computers, budget software for Mac, and budget software for PC computers to help meet your financial goals for both your yourself and your family. Whether you are searching for checkbook apps for Windows 11 or budget apps for Windows11, these Excel spreadsheets templates are a great alternative to online mobile apps.

These checkbook register templates and money management templates use advanced features such as pivot tables allowing your to completely customize your personal finances and reports to your situation, a key request that customers wanted. Whether you are living paycheck to paycheck or have built your wealth and have a high net worth, it still important to manage your finances and these Microsoft Excel templates provide the financial tools to help you.

Both the personal budgeting software and Excel checkbook register templates have great features and are cost effective and a cheap alternative compared to the many other more costly budgeting software programs that have monthly subscription fees. Whether you are looking to create your own budget spreadsheet in Excel or Google Sheets or search for free Excel templates and free checkbook apps available on other websites online, it important to continue towards your goals of getting out of debt and then staying out of credit card debt and living debt free, making money, building wealth, and increasing your net worth by taking control of your personal finances, creating a financial plan, setting savings goals, financial goals, and knowing where your money is spent and not spending more money than you can afford.

So should you purchase just checkbook register software or personal budgeting software (checkbook software with budgeting)? It depends on your personal financial situation. Just like everyone is created uniquely, so is their financial situations different. That is why we offer a variety of personal finance software to meets the needs of different financial situations. Some people are single and looking for just an Excel checkbook template. Others may be married with children and on a tight budget and would like budget software to carefully monitor their monthly spending. Some are college students looking to stay on a college budget. Some are retirees living on social security and on a tight budget. Some are doing well financially and they are wealthy and have high net worth and they can benefit from the wealth management software where you can track your net worth and growth in investments and assets and also budget your money.

There is no need to buy budget software that has features that you don't need and that is why the simple Excel checkbook register templates are great if you are just trying to replace a paper checkbook register. You can always purchase the personal finance spreadsheet with more features if your financial situation changes. Download one of budget software spreadsheets or Excel checkbook register templates and enjoy managing your money with with no subscription and monthly commitments.